Frequently Asked Questions(FAQs)

Investing is the process of putting money into assets like stocks, bonds, or real estate to grow wealth over time. It helps you achieve financial goals and beat inflation.

You can start with small amounts by investing in mutual funds, ETFs, or fractional shares. Many platforms allow investments with as little as ₹100.

Stocks represent company ownership, bonds are loans to companies or governments, and mutual funds pool money to invest in various assets, offering diversification.

Diversify your portfolio, invest for the long term, avoid emotional decisions, and research thoroughly before investing to manage risks effectively. Rather than relying on advice from friends or relatives, consult a financial professional to make well-informed decisions.

Stocks, index funds, mutual funds, real estate, and retirement plans like PPF, NPS, EPF, or SIPs are excellent long-term investment options.

Active investing involves frequent buying and selling of stocks, while passive investing focuses on long-term strategies like index funds with minimal trading.

The 50-30-20 savings planner divides your income into 50% for needs (rent, food, bills), 30% for wants (entertainment, shopping), and 20% for savings & investments (emergency fund, debt repayment, investments). InvestiCare simplifies this process by automatically calculating and suggesting allocations based on your monthly income, helping you manage your finances effectively.

Spread your investments across different asset classes (stocks, bonds, gold, real estate) to reduce risk and maximize potential returns.

Compounding allows you to earn interest on both your initial investment and previously earned interest, helping your wealth grow exponentially over time.

Consider your financial goals, risk tolerance, investment horizon, market conditions, and diversification strategy before making investment decisions.